Ripple secures UAE license for regulated payments and real estate tokenization
Ripple Monthly Overview - June 6, 2025
Welcome to the Ripple Overview. Before we dive in, here’s a quick breakdown:
Every month, we’re diving into Ripple, XRP, XRPL, RLUSD and more. We’re sharing the latest ecosystem developments to help readers get up to speed on its biggest updates, metrics, insights and more.
Ripple by the numbers
$XRP: $2.17 (-2.69%)
XRPL TVL: $57.69M (-28.45%)
XRP Holders: 449.16K (+1.59%)
RLUSD Volume (24H): $70.21M (+42.56%)
XRP Payment Volume: 732.63K (-4.51%)
These metrics are accurate upon publication. The percentages are based on month-over-month change, unless noted otherwise.
Ripple Rundown
➡️What happened: Ripple has secured a license from the Dubai Financial Services Authority (DFSA) to offer regulated cross-border payments and tokenize real estate in the UAE. This coincides with the company receiving approval for its stablecoin RLUSD as a recognized crypto token in the region.
➡️Why does it matter: In 2024, UAE saw a 55% increase year-over-year in stablecoin transactions according to Chainalysis data. As one of the most crypto friendly regions globally, the UAE provides an ideal regulatory environment for Ripple to scale adoption of RLUSD.
The UAE’s $1.424 trillion market for foreign trade can open up further opportunities for RLUSD to move funds across the globe 24/7 with fast settlement. This can be a massive addressable market for digital payments as traditional cross-border payments like SWIFT often takes days to settle and involves higher fees.
The license will allow Ripple to facilitate regulated cross-border payment and tokenize real-world assets by partnering with local entities. In relation to this, companies like Zand Bank and Mamo's have already partnered with Ripple to provide payments for both businesses and consumers.
Additionally, Ripple is supporting projects like the Dubai Land Department’s (DLD) Real Estate Tokenisation Project to digitize property ownership and allow for fractional real estate investment through blockchain technology. This can open up the traditionally illiquid market to investors with smaller capital while making Dubai real estate accessible globally.
This DFSA license represents a strategic expansion of Ripple's regulatory framework across key financial corridors. The company now operates with compliance in Singapore through its Major Payments Institution license from MAS, maintains a New York Department of Financial Services Trust Charter for the critical U.S. market and holds Virtual Asset Service Provider registration from Ireland's Central Bank for European operations.
Combined with Money Transmitter Licenses across multiple U.S. states, Ripple is building regulatory bridges for multiple jurisdictions worldwide, creating pathways for cross-border transactions between major economic hubs.
➡️The big picture: The timing of this regulatory approval aligns with regional demand, as Ripple's 2025 New Value Report shows 64% of Middle East and Africa finance leaders say faster payments and settlement times is one of the key drivers for adopting cryptocurrencies in cross-border transactions.
The regulatory approval positions Ripple to capitalize on both the UAE's crypto-friendly environment and the broader regional adoption of efficient payment solutions. Dubai's status as a major trading hub connecting Europe, Asia and Africa means cross-border payment solutions could scale significantly across the region.
RLUSD's regulatory compliance and payment solution provides businesses and individuals with a blockchain based option for cross-border transactions, without the volatility of non-stablecoin cryptocurrencies. Combined with XRP Ledger’s tokenization capabilities, it also opens new markets like real estate to be tokenized and operate under clear regulatory guidelines.
Interested in learning more on Ripple? Here’s some updates that caught our eye:
Watch Ripple CEO Brad Garlinghouse’s episode of Crypto In One Minute to learn about crypto ETFs
Read Ripple’s Cross Border Payments: A Guide to International Payments blog article
Learn about Ripple’s $25M donation to US classrooms and teacher in its attempt to improve academic outcomes and build economic resilience
Check out Ripple’s blog on stablecoin use cases to learn more about payments and institutional DeFi on the network
Explore how stablecoins can be used for philanthropy in this Ripple blog
Check out Ripple's 2024 Impact Report to learn more about its recent grants, funding and donations
Follow Ripple and visit their website to explore additional opportunities.
XRP Ledger developments
Look into the biggest announcements, developments and more happening within the Ripple
Listen to Public Key’s podcast on XRP Ledger financial use cases with Ripple VP of Engineering Jas Takhar
Read about how XRPL is contributing to agricultural finance by helpling farmers earn premium prices for sustainable produce
Explore Ripple's real estate tokenization pilots across Colombia, Hong Kong and Dubai leveraging XRPL in this blog
DIA's oracle platform is live on XRP Ledger, offering customizable price feeds for institutional DeFi applications
RLUSD went live on…
Enter the XRPL community
Want to build on the XRP Ledger? Visit the XRPL learning portal for more info on documentation and tools. Or go further down the rabbit hole:
Register for APEX 2025 in Singapore on June 10-12 to connect with the XRPL developer community
Join the XRPL Discord to connect with developers in the community
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This information is for entertainment purposes only. It should not be considered financial advice, nor should it be used to make investment decisions. Cryptocurrencies are high risk and you should consult a financial professional before making any financial decisions. Make sure you do your own research.