XRPL attracts 6 institutional firms bringing RWA tokenization to its platform
Ripple Monthly Overview - April 4, 2025
Welcome to the Ripple Overview. Before we dive in, here’s a quick breakdown:
Every month, we’re diving into Ripple, XRP, XRPL, RLUSD and more. We’re sharing the latest ecosystem developments to help readers get up to speed on its biggest updates, metrics, insights and more.
Ripple by the numbers
$XRP: $2.11 (-13.93% %)
XRPL TVL: $80.63M
XRP Holders: 437.3K (+1.72%)
RLUSD Volume (24H): $53.39M (-38.04%)
XRP Payment Volume: 747.84M (+25.16%)
These metrics are accurate upon publication. The percentages are based on month-over-month change, unless noted otherwise.
Ripple Rundown
➡️What happened: Real-world asset (RWA) tokenization on XRP Ledger (XRPL) is gaining traction as six major financial institutions across five countries are bringing regulated assets to the platform.
➡️Why does it matter: Institutional participation signals growing confidence in blockchain’s potential to serve as a core financial infrastructure for major global banks and exchanges. XRPL’s built-in compliance features, fast settlements and liquidity focused tools can offer a compelling entry point for regulated players.
The addition of analytics platforms like RWA.xyz also brings transparency to the ecosystem. By providing a place for tracking tokenized assets, it gives institutions more visibility to help meet compliance and regulatory standards.
Ripple’s broader institutional strategy is focused on building on and off ramps for traditional finance. The XRPL supports tokenization across multiple sectors with it powering assets like abrdn’s £3.8B liquidity fund via Archax, tokenized gold and silver via Meld Gold, regulated stablecoins issued by Braza Bank and SG-FORGE and tokenized U.S. Treasuries through Ondo and OpenEden.
Additionally, RLUSD, Ripple’s native stablecoin, acts as a bridge between fiat and digital assets to enable fast and efficient dollar based transactions. RLUSD has also been integrated into Ripple’s payments platform, Ripple Payments, for scalable cross-border transactions. Its market cap is nearing $250M, with listings on exchanges like Kraken providing broader access and liquidity to a stable, compliant asset for global payments and settlement.
This infrastructure can position XRPL as a valuable tool for institutions that are looking to tokenize a range of regulated assets, while still maintaining necessary safeguards for compliance.
➡️The big picture: As regulated entities adopt XRPL for tokenizing various assets, a new wave of financial infrastructure may take shape, potentially lowering costs and improving efficiencies in markets.
XRPL can also bring greater access and clarity to investors, particularly in traditional markets. In markets such as real estate and physical commodities, trading processes have been historically complex and liquidity difficult to access. Moving these assets onchain can unlock opportunities for investors and open up fresh flows of liquidity to capital across global markets.
The RWA tokenization market is projected to hit $16 trillion by 2030, according to BCG. This presents a major opportunity to bring different assets onchain, with XRPL looking to position itself in a way to capture a share of that market.
This integration of blockchain technology into regulated frameworks looks to create hybrid models that maintain compliance, while delivering improved efficiency. XRPL can be seen as a complementary layer that connects traditional finance with blockchain capabilities.
As more regulated assets move onchain, XRPL could become a settlement layer for many institutions involved in DeFi. This connects previously separate financial systems and creates new possibilities for asset interaction across the global financial ecosystem.
Interested in learning more on Ripple? Here’s some updates that caught our eye:
Read about Ripple CEO Brad Garlinghouse's announcement after winning legal battle and having SEC drop its appeal
Learn how Ripple's UAE expansion targets the $400B+ international trade market with faster cross-border payment solutions
Dive into Ripple's integration of RLUSD into Ripple Payments to process cross-border transactions
Check out Ripple's partnership with Chipper Cash to enable faster crypto payments across Africa for 5M+ customers
Learn about Ripple Custody's integrations and solutions for institutional clients in this blog
Watch this clip on Ondo and Ripple's shared vision for Wall Street 2.0 that integrates with legacy financial systems
Follow Ripple and visit their website to explore additional opportunities.
XRP Ledger developments
Look into the biggest announcements, developments and more happening within the Ripple
Explore RWA.xyz’s XRP Ledger dashboard to see more on RWAs, RLUSD and other tokenized assets
Tune into RippleXDev's X Space on RWA tokenization featuring RWA.xyz's integration with XRPL
XRPL has upgraded to version 2.4.0 with new features like PermissionedDomains, DeepFreeze, and DynamicNFT features
The network’s EVM Sidechain is live on testnet, built in collaboration with Ripple, Axelar, CommonPrefix and Peersyst
Check out the Institutional DeFi Portal built to help financial institutions move onchain using XRP Ledger
Learn more about Ripple’s integration with Axelar Network with the goal to connect XRPL to 70+ blockchain ecosystems, a thread by X user Sese
Enter the XRPL community
Want to build on the XRP Ledger? Visit the XRPL learning portal for more info on documentation and tools. Or go further down the rabbit hole:
Apply for the XRPL Apex Admission Scholarship covering your ticket to join 3 days of hands-on learning in Singapore
Register for XRPL Apex '25 to connect with developers and projects building on XRP Ledger
Join XRPL Discord link here
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This information is for entertainment purposes only. It should not be considered financial advice, nor should it be used to make investment decisions. Cryptocurrencies are high risk and you should consult a financial professional before making any financial decisions. Make sure you do your own research.